Retirement Planning Worksheet - Google Sheets Compatible

The Retirement Planning Worksheet is a smart, streamlined retirement savings calculator built in Google Sheets to help you estimate how much you’ll need to retire and whether your current plan will get you there. It’s designed for easy, accurate retirement income planning using simple inputs and built-in formulas—no spreadsheet skills required. Enter your age, income goal, and savings details, and the sheet automatically adjusts for inflation, calculates your projected savings, and shows you if you’re facing a shortfall or surplus.

What’s Included:

✅ Retirement Summary Calculator – Get a clear view of your timeline, income needs, and years in retirement.
✅ Inflation-Adjusted Income Estimator – Plan in today’s dollars and see what you’ll need to maintain your lifestyle.
✅ Savings Growth Forecaster – Project your savings balance based on contributions and expected investment returns.
✅ Gap/Surplus Analysis – Instantly see if you're on track or need to make adjustments to close the gap.

Why It Works:

Built as an editable Google Sheets template with clean formatting and intuitive design, this worksheet makes retirement planning more approachable and actionable. It’s perfect for early-career savers, mid-life professionals optimizing their strategy, and pre-retirees fine-tuning the numbers. Includes smart calculations, helpful tips, and zero fluff.

Compatible With:

• Google Sheets (click “Use Template” to make your own editable copy)

• Microsoft Excel (.xlsx version included)

• Works on desktop, laptop, or tablet.

This is your personal roadmap to retirement. Use it to clarify your goals, reduce uncertainty, and create a savings plan that’s built for real life.